GROW Digital Wealth Appoints Alan Lau as Chairman前腾讯高管刘家明任思睿集团数字财富业务GDW董事长
Technology and FinTech veteran to chair the AI-powered wealth platform built for Asia's independent advisors
GROW Digital Wealth (GDW), the Hong Kong-based digital asset platform of GROW Investment Group, today announced the appointment of Alan Lau as Chairman of the Board.Lau joins from Animoca Brands, where he was Chief Business Officer. He will guide GDW's strategy as it scales, using AI to give every advisor the capability of an institutional team.
The appointment builds on a strong year for the platform. Its parent, GROW Investment Group, was named "Best Wealth Manager – Digital Innovation" at the Asian Private Banker China Wealth Awards 2025, with the GDW platform singled out as central to the win.
Lau brings a unique mix of strategy, operating and governance experience, built at the leading edge of AI in financial services. He spent nearly two decades at McKinsey & Company, where as Senior Partner he headed McKinsey Digital in Asia, helping large enterprises through digital transformation. He then became CEO of Tencent WeSure, one of the world's first AI-native regulated insurers, serving over 100 million customers, with underwriting, distribution, claims and service all running on AI. Most recently, as Chief Business Officer of Animoca Brands, he led investment, portfolio and new business building, and helped build tokenisation and digital-asset infrastructure, and served on the board of Anchorpoint, the Standard Chartered and HKT stablecoin joint venture.
His board and non-executive experience spans financial oversight, technology and regulation. He brings global governance discipline as an independent director of Tapestry (NYSE: TPR), the S&P 500 group behind Coach and Kate Spade, where he serves on the audit and technology committees. He also previously sat on the digital advisory board of Burberry (LSE: BRBY). In Hong Kong, he has served on the Insurance Authority's Industry Advisory Committee, advising on digital insurance and Greater Bay Area cross-border opportunities, areas now seen as central to the region's wealth opportunity.
Lau's arrival comes as the wealth opportunity in Asia reaches an inflection point. China holds one of the world's deepest pools of private wealth, with high-net-worth individuals holding roughly US$18 trillion in investable assets, and the independent-advisor channel is the fastest-growing way it is served. Three forces are converging at once. Clients want independent, objective advice across a wider range of investments. Experienced advisors want to represent their clients without the constraint of a single institution. And AI now lets a single advisor deliver the depth that once took a whole team. GDW is built to capture these shifts.
At GDW, AI is put to work helping advisors build trust with their clients. An always-on assistant handles portfolio analysis on demand, proactive alerts when markets move, and the routine drafting and paperwork, handing hours back to the advisor so more of the day goes to the client.
“AI is reshaping the workflow and economics of wealth management in ways that weren't even possible a year ago. GDW runs on an AI-driven back office and investment-advisory infrastructure, which means lower cost and more time for advisors to spend with clients. Our cost to serve per dollar of AUM is less than a tenth of the traditional model," said Alan Lau, Chairman of GROW Digital Wealth. "AI is used to help build trust, not to replace the advisor. With AI, we can put the capability of an institutional team in a single advisor's hands and free up time to spend with clients. Many of the best advisors have long wanted to go independent, but never had the products, regulatory backing and technology to make the leap. GDW puts power back in the hands of advisors and their clients, and I am excited to make it happen with our executive team."
“Alan's track record in building AI-first businesses at scale, combined with his governance standing on global boards, is exactly what GDW needs as it enters its next phase,” said William Ma, Founding Partner and Global Chief Investment Officer of GROW Investment Group. “His appointment reinforces our commitment to leading the digital transformation of wealth management across Asia.”
About GROW Digital Wealth
GROW Digital Wealth (GDW) is an AI-powered wealth platform built for independent financial advisors across Asia, providing advisors and their high-net-worth clients with access to a curated, multi-asset product shelf, technology, and operating infrastructure on an open-architecture model. GDW is part of GROW Investment Group, named "Best Wealth Manager – Digital Innovation" at the Asian Private Banker China Wealth Awards 2025.
全面推动GDW建设面向亚洲独立财务顾问的AI平台
思睿集团今日宣布，正式委任刘家明（Alan Lau）为旗下数字财富业务GROW Digital Wealth（简称 GDW）董事长。
刘家明将负责GDW公司整体发展战略，持续完善人工智能、全球资产配置及跨境合规能力，推动 GDW 建设面向亚洲独立财务顾问（Independent Financial Advisor，简称 IFA）的 AI 原生财富管理基础设施平台。
GROW Digital Wealth（GDW）是思睿集团旗下面向亚洲独立财务顾问（IFA）的 AI 原生财富管理基础设施平台。平台采用开放式架构，整合全球多元资产产品、AI 辅助投研与客户服务工具、数字化运营支持以及跨境合规能力，帮助独立财务顾问高效、合规地服务高净值客户。
思睿集团创始合伙人兼全球首席投资官马晖洪（William Ma）表示：“Alan 兼具全球管理咨询公司的战略视野、数字金融业务的实践经验，以及国际上市公司的治理经验，这与 GDW 下一阶段的发展方向高度契合。我们相信，未来财富管理行业的竞争，不仅来自产品，更来自技术、运营与服务能力。随着越来越多优秀顾问走向独立执业，GDW 将持续建设开放的财富管理基础设施，帮助他们以更高效率、更高标准服务客户。Alan 的加入，将进一步推动这一战略落地。”
超20年金融科技经历，引领GDW迈入发展新阶段
刘家明拥有超过二十年的金融科技、数字化转型及企业治理经验。加入思睿集团前，他曾担任 Animoca Brands 首席商务官，负责集团投资、资产组合管理及新业务发展，并担任由渣打银行与香港电讯共同成立的稳定币合资企业 Anchorpoint 董事。
此前，刘家明在麦肯锡公司工作近二十年，担任高级合伙人，并领导麦肯锡亚洲区数字化业务，为多家大型金融机构及跨国企业提供数字化战略咨询。随后出任腾讯微保 CEO，推动人工智能在保险销售、核保、理赔及客户服务等核心业务流程中的应用。
除管理经验外，刘家明长期参与国际上市公司治理，目前担任标普 500 上市公司 Tapestry（NYSE: TPR）独立董事，并兼任审计委员会及科技委员会委员；此前曾担任 Burberry 数字化顾问委员会委员。同时，他亦获委任为香港保险业监管局行业咨询委员会委员，就数字金融及跨境财富管理发展提供专业意见。
此次加入GDW并担任董事长，刘家明表示：“过去，完善的产品体系、技术平台和合规能力主要掌握在大型金融机构手中，独立财务顾问往往难以获得同等支持。随着数字技术不断降低行业门槛，这种情况正在发生改变。GDW 希望成为独立财务顾问背后的财富管理基础设施，为他们提供专业工具、全球产品及合规支持，帮助更多优秀顾问独立发展事业，并持续提升客户服务质量。我非常期待与团队共同推动这一愿景。”
财富管理行业发生巨变，AI将改变工作方式与成本结构
当前，亚洲财富管理行业迈入新的发展阶段，随着高净值客户全球资产配置需求不断提升，越来越多资深财富管理从业者选择成为独立财务顾问，希望以更加客观、开放的方式服务客户。与此同时，生成式人工智能的发展正在降低专业财富管理服务的交付门槛，使独立财务顾问能够获得过去通常只有大型金融机构才能提供的投研、运营及数字化支持。
GDW 正是思睿集团在这一行业趋势下建立的平台。平台采用开放式架构，整合全球多元资产产品、AI 辅助工具、数字化运营能力及跨境合规支持，为独立财务顾问及其高净值客户提供一站式财富管理解决方案。
过去一年，GDW 持续推进平台建设，并作为思睿集团数字化战略的重要组成部分，助力集团荣获《亚洲私人银行家》2025 年中国财富大奖——「最佳财富管理机构 · 数字化创新奖」。
刘家明说：“人工智能正在改变财富管理行业的工作方式和成本结构，而这一切在一年前还难以实现。财富管理始终是一项建立在长期信任基础上的事业。人工智能能够显著提升效率，但不会取代理财顾问与客户之间的关系。我们的目标，是让 AI 承担重复性的分析、运营及行政工作，把更多时间还给顾问，让他们专注于客户沟通和长期陪伴。GDW 建设的是 AI 原生的运营及投顾基础设施，让顾问能够以远低于传统模式的成本提供专业服务。根据公司当前内部运营测算，在现有平台架构下，我们服务单位资产规模的运营成本不到传统财富管理模式的十分之一。成本的下降，并不是为了减少人与人的互动，而是为了让顾问能够投入更多时间建立客户信任、提供更高质量的财富管理服务。”
关于 GROW Digital Wealth
GROW Digital Wealth（GDW）是一个面向亚洲独立理财顾问打造的 AI 驱动财富管理平台。平台通过开放式架构，为理财顾问及其高净值客户提供精选的多元资产产品库、科技工具及运营基础设施，帮助顾问以机构级标准提供更全面、更客观的财富管理服务。
GDW 隶属于思睿集团。思睿集团于 2025 年《亚洲私人银行家》中国财富奖中荣获“最佳财富管理机构—数字化创新”奖项，GDW 平台亦被列为此次获奖的重要亮点。